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One of the most difficult things about buying a home is paying for it. If you have the money in the bank, paying cash for a house is the quickest and easiest way to buy property. Unfortunately, we live in California, and the average price of a house is more than most can afford in cash. For situations like this, there are many different loans that are available to help you get moved into your dream house ASAP.
Before you look at houses, The most important thing is to get Pre-approved for a loan. Get a FREE, no-obligation, personalized mortgage rate quote with loan options that suit your specific scenario, or learn more about some of the different types of loans that are available.
Need Help with a down payment? Sometime people who have jobs that pay well enough can't buy houses because they don't have a down payment. Well to be more clear, they think they can't buy a house. We know life comes at you in all directions, Maybe an emergency wiped out your nest egg, maybe you just never considered saving for a down payment, or maybe you just started your profession and haven't had time to save up a decent amount. Whatever your situation there might be a program for you.